Sunrise Financial Solutions

Customer 1

Needs new shocks. Costs $625. Customer does not have the money available.










Customer 2
Starting problems, and engine sometimes running rough. Thought fix would be about $400.  Electronic diagnosis showed computer and electronic control problems, with total engine failure possible at any time.  Estimated repairs are $1350. Customer not prepared. 

Chooses 15% over 12 months. 

  • Principal                   $ 1350.00
  • Fee                              $   202.50
  • App Fee                      $     35.00
  • Total Due                   $ 1587.50  
  • Down Payment         $   423.13
  • Payments                   $      44.79

              (26 bi-weekly payments)
        Collections done by automatic debit


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Examples

Chooses 15% over 12 months. 

  • Principal                   $ 625.00
  • Fee                              $    56.25
  • App Fee                      $   35.00
  • Total Due                   $  716.25  
  • Down Payment        $   137.19
  • Payments                  $    44.54
    (13 bi-weekly payments)

        Collections done by automatic debit

Customer Benefits

No FICO scores - easy application 
FICO scores and credit reports are never used. We do not ask for your social security number.  Applying is easy. Just fill out the application, available through store's website, or use the QR code posted in the store's lobby. 

No Late Fees

No other lender has "No Late Fees". No more worry about what might happen if you lose your job, or just forget a payment. 

9% - 15% flat fees

Low fees, among the lowest in customer financing. Our fees are flat up-front fees, not compounding interest rates. You know exactly what you have to pay back when you start

  • 9% for 3mo. or 6mos
  • 12% for 9 mos. 
  • 15% for 12 mos. 

A $35 application fee is charged for a financing loan, after it is approved. 

No FICO scores - easy application 

FICO scores and credit reports are never used. In fact, we do not collect a social security number necessary pull FICO scores and reports.  

"Bad" credit or no credit at all does not matter to us.  We have our own patented risk analysis system that enables us to determine who we can safely finance. Since our system is rarely wrong, we approve 75% of all applicants. 

Up to $3500    

We approve financing up to $3500. If your merchant is charging you less, then the balance is available for you to use at a later date at any merchant using SFS Financing.